SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10­K

ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

For the Fiscal Year Ended December 31, 1996 Commission File No. 0­16701

UNIPROP MANUFACTURED HOUSING COMMUNITIES INCOME FUND II,

a Michigan Limited Partnership

(Exact name of registrant as specified in its charter)

MICHIGAN

(State or other jurisdiction of

incorporation or organization)
38-2593067

(I.R.S. employer

identification number)

280 Daines Street, Birmingham, Michigan 48009

(Address of principal executive offices) (Zip Code)

(248) 645­9261

(Registrant's telephone number, including area code)

Securities registered pursuant to Section 12(g) of the Act:

$20 per unit, units of beneficial assignments of limited partnership interest

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

Yes [ X ] No [ ]

As of March 1, 1997, 3,303,387 units of limited partnership interest of the registrant were outstanding and the estimated aggregate market value of the units as of such date held by non­affiliates, as estimated by the General Partner (based on a 1997 appraisal of Partnership properties), was approximately $42,317,000.

DOCUMENTS INCORPORATED BY REFERENCE

See Item 14.

PART I

ITEM 1. BUSINESS

General Development of Business

Uniprop Manufactured Housing Communities Income Fund II, a Michigan Limited Partnership (the "Partnership"), acquired, maintains, operates and ultimately will dispose of income producing residential real properties consisting of nine manufactured housing communities (the "Properties"). The Partnership was organized and formed under the laws of the State of Michigan on November 7, 1986. Its principal offices are located at 280 Daines Street, Birmingham, Michigan 48009 and its telephone number is (248) 645­9261.

The Partnership filed an S­11 Registration Statement in November 1986 which was declared effective by the Securities and Exchange Commission on December 23, 1986. The Partnership thereafter sold 3,303,387 units (the "Units") of beneficial assignment of limited partnership interest representing capital contributions by unit holders (the "Unit Holders") to the Partnership of $20 per unit. The sale of all 3,303,387 Units was completed in December, 1987, generating $66,067,740 of contributed capital to the Partnership.

On April 1, 1987, the Partnership acquired Sunshine Village, a 356­space manufactured housing community located in Davie, Florida and Ardmor Village, a 339­space manufactured housing community located in Lakeville, Minnesota. On May 22, 1987, the Partnership acquired Camelot Manor, a 335­space manufactured housing community located in Grand Rapids, Michigan. On July 1, 1987, Country Roads, a 312­space manufactured housing community located in Jacksonville, Florida and Paradise Village, a 611­space manufactured housing community located in Tampa, Florida, were acquired by the Partnership. On September 1, 1987, Dutch Hills, a 278­space manufactured housing community located in Haslett, Michigan and Stonegate Manor, a 308­space manufactured housing community located in Lansing, Michigan, were acquired by the Partnership. On January 8 and 15, 1988, respectively, the Partnership acquired West Valley, a 420­space manufactured housing community, and El Adobe, a 371­space manufactured housing community, both located in Las Vegas, Nevada.

The Partnership operates the Properties as manufactured housing communities with the primary investment objectives of: (1) providing cash from operations to investors; (2) obtaining capital appreciation; and (3) preserving capital of the Partnership. There can be no assurance that such objectives can be achieved.

On December 27, 1993, the Partnership participated in a financing transaction (the "Mortgage Financing") which created mortgage financing for 28 manufactured housing communities (collectively, the "Projects," and individually, a "Project"). Seven (7) of the Projects are owned by the Partnership; thirteen (13) are owned by affiliates of Genesis Associates Limited Partnership, the general partner of the Partnership (the "General Partner"), and eight (8) are owned by unrelated third parties. The Projects owned by the Partnership (the "Fund II Projects") are as follows:

Ardmor Village

Camelot Manor

Dutch Hills

El Adobe

Stonegate

Sunshine Village

West Valley

Essentially, mortgage notes executed by the owners of each of the Projects were issued in favor of Neutron-Uniprop, Inc. ("Neutron"), a wholly-owned subsidiary of Uniprop, Inc. (an affiliate of the General Partner), and assigned by Neutron to an independent trustee of a newly-formed trust (the "Trust"). The specific purpose of the Trust is to hold the mortgage notes and the mortgages and other security provided in connection therewith for the benefit of the owners of the newly-issued Uniprop MHC Mortgage Pass-Through Certificates (the "Mortgage Certificates"). The proceeds derived from the sale of the Mortgage Certificates were used to fund the mortgage loans made to the Project owners and pay the various expenses of the transaction.

Five classes of Mortgage Certificates were issued with varying seniority and carrying different interest rates. The interest rate on the senior securities (i.e. the Class A Certificates) floats and equals 1.67% in excess of the LIBOR rate, computed monthly. The Class B and D Certificates carry fixed rates of interest of 7.04% and 7.5%, respectively. The interest rate on the Class C Certificate floats and equals 2.5% in excess of the LIBOR rate, computed monthly. The Class R Certificates do not have a principal balance or accrue interest.

The original principal amounts of the mortgage loans for the Fund II Projects and their terms are as follows:

Ardmor Village $2,930,000

Camelot Manor $3,490,000

Dutch Hills $2,580,000

El Adobe $5,530,000

Stonegate $3,015,000

Sunshine Village $4,290,000

West Valley $8,210,000

Term: 30 years

Amortization: Years 1-5; none

Years 6-30; 25 year schedule

Interest Rate: Weighted average cost of the Mortgage Certificates plus 135 basis points (the "Excess Interest"), computed monthly, but in no event greater than 9.9% per annum in years 1 through 10 and 10.9% per annum in years 11 through 30, or less than 7% per annum in years 1 through 10 or 8% per annum in years 11 through 30. After payment of certain servicing expenses and the costs of administering the Trust, the Excess Interest will be used to reduce the principal balance of the Mortgage Certificates, which could ultimately result in an increase in the value of the Class R Certificates.

Prepayment: Penalty of 5%, 4%, 3%, 2%, and 1% of the principal amount outstanding for prepayment in years 1, 2, 3, 4, and 5, respectively. No prepayment penalty after year 5.

All prepayments of principal made under any of the mortgage notes will be applied in reduction of the principal balance of the Mortgage Certificates according to their respective payment priorities. To the extent the Excess Interest is not used to pay servicing fees and other costs of the trustee and servicers, it will be applied first in reduction of the principal balance of the Class B Certificates and Class C Certificates, pro rata until reduced to zero, then in reduction of the principal balance of the Class A Certificates until reduced to zero, and then in reduction of the Class D Certificates until reduced to zero. As a result of the foregoing, the weighted average cost of the Mortgage Certificates and, therefore, the interest rate charged to each Project owner, may increase due to prepayment by another borrower and as the principal amount of the Mortgage Certificates is reduced. In addition, because the Fund II Projects all have a common owner, the loans to each of the Fund II Projects are cross-defaulted and cross-collateralized with one another, such that a default by Uniprop Income Fund II with respect to any one of its loans will permit the enforcement of remedies on behalf of the Trust against all seven (7) Fund II Projects and recovery against each Fund II Project in excess of the amount of its mortgage loan.

As a condition to participating in the mortgage-backed securities transaction, each Project owner was required to use approximately 5% of its mortgage proceeds to purchase a subordinated portion of the mortgage-backed securities, the Class D Certificates. The Class D Certificates are not rated, carry a fixed interest rate of 7.5% per annum and are subordinated to the Class A, Class B and Class C Mortgage Certificates, although, as long as there are sufficient funds in the Trust, the holders of the Class D Certificates are entitled to receive monthly payments of interest. The Partnership was issued a Class D Certificate with a face amount of $1,502,250.

The Class R Certificates, which constitute the residual interest in the Trust, are owned by Uniprop MHC Residual L.L.C., a newly created Michigan limited liability company (the "R Holder" or "LLC"). The owners of the R Holder are the respective owners of the Projects participating in this mortgage-backed securities financing, with their ownership interest determined based on the amount each Project owner contributes to the value of the Class R Certificates. Initially, the Partnership holds a 20.986% interest in the R Holder.

Financial Information About Industry Segment

The Partnership's business and only industry segment is the operation of its nine manufactured housing communities. Partnership operations commenced in April 1987 upon the acquisition of the first two Properties. For a description of the Partnership's revenues, operating profit and assets, please refer to Items 6 and 8.

Narrative Description of Business

General

The Sunshine Village, Ardmor Village and Camelot Manor Properties were selected from 25 manufactured housing communities then owned by affiliates of Genesis Associates Limited Partnership, the General Partner of the Partnership (the "General Partner"). The other six communities were purchased from unaffiliated third parties. The Partnership rents space in the Properties to owners of manufactured homes thereby generating rental revenues. It was intended that the Partnership would hold the Properties for extended periods of time, originally anticipated to be seven to ten years after their acquisition, although a Property may be disposed of later, if in the opinion of the General Partner, it is in the best interest of the Partnership to do so. The determination of whether a particular Property should be disposed of will be made by the General Partner only after consultation with Hutton Manufactured Housing Services Inc. (the "Consultant"). In making their decision, the General Partner and Consultant will consider relevant factors, including, current operating results of the particular Property and prevailing economic conditions, and will make the decision with a view to achieving maximum capital appreciation to the Partnership considering relevant tax consequences and the Partnership's investment objectives.

Competition

The business of owning and operating residential manufactured housing communities is highly competitive, and the Partnership may be competing with a number of established companies having greater financial resources. Moreover, there has been a trend for manufactured housing community residents to purchase (where zoning permits) their manufactured home sites on a collective basis. This trend may result in increased competition with the Partnership for tenants. In addition, the General Partner, its affiliates or both, has and may in the future participate directly or through other partnerships or investment vehicles in the acquisition, ownership, development, operation and sale of projects which may be in direct competition with one or more of the Properties.

Each of the Properties competes with numerous similar facilities located in its geographic area. The Davie/Fort Lauderdale area contains approximately seven communities offering approximately 3,441 housing sites competing with Sunshine Village. Ardmor Village competes with approximately nine communities in the Lakeville, Minnesota area offering approximately 2,363 housing sites. Camelot Manor competes with approximately 16 communities in the Grand Rapids, Michigan area offering approximately 3,697 housing sites. In the Jacksonville, Florida area, Country Roads competes with approximately nine communities offering approximately 2,181 housing sites. The Tampa, Florida area contains approximately five communities offering approximately 1,566 housing sites competing with Paradise Village. Dutch Hills and Stonegate Manor compete with approximately 11 other communities in the Lansing, Michigan area offering approximately 3,386 housing sites. In the Las Vegas, Nevada area, West Valley and El Adobe compete with approximately 10 other communities offering approximately 2,897 housing sites. The Properties also compete against other forms of housing, including apartment and condominium complexes.

Governmental Regulations

The Properties owned by the Partnership are subject to certain state regulations regarding the conduct of the Partnership operations. For example, the State of Florida regulates agreements and relationships between the Partnership and the residents of Sunshine Village, Country Roads and Paradise Village. Under Florida law, the Partnership is required to deliver to new residents of those Properties a prospectus describing the property and all tenant rights, Property rules and regulations, and changes to Property rules and regulations. Florida law also requires minimum lease terms, requires notice of rent increases, grants to tenant associations certain rights to purchase the community if being sold by the owner and regulates other aspects of the management of such properties. The Partnership is required to give 90 days notice to the residents of Florida properties of any rate increase, reduction in services or utilities, or change in rules and regulations. If a majority of the residents object to such changes as unreasonable, the matter must be submitted to the Florida Department of Professional Business Regulations for mediation prior to any legal adjudication of the matter. In addition, if the Partnership seeks to sell Florida Properties to the general public, it must notify any homeowners association for the residents, and the association shall have the right to purchase the Property on the price, terms and conditions being offered to the public within 45 days of notification by the owner. If the Partnership receives an unsolicited bona fide offer to purchase the Property from any party that it is considering or negotiating, it must notify any such homeowners association that it has received an offer, state to the homeowners association the price, terms and conditions upon which the Partnership would sell the Property, and consider (without obligation) accepting an offer from the homeowners association. The Partnership has, to the best of its knowledge, complied in all material respects with all requirements of the States of Florida, Michigan, Minnesota and Nevada, where its operations are conducted.

Employees

The Partnership employs three part­time employees to perform Partnership management and investor relations services. The Partnership retains an affiliate, Uniprop, Inc., as the property manager for each of its Properties. Uniprop, Inc. is paid a fee equal to the lesser of 5% of the annual gross receipts from each of the Properties or the amount which would be payable to unaffiliated third parties for comparable services. Uniprop, Inc. retains local managers on behalf of the Partnership at each of the Properties. Salaries and fringe benefits of such local managers are paid by the Partnership and are not included in any property management fee payable to Uniprop, Inc. Local managers are employees of the Partnership and are paid semi-monthly. The yearly salaries and expenses for local managers range from $20,000 to $40,000. Local managers have no direct management authority, make no decisions regarding operations and act only in accordance with instructions from the property manager. They are utilized by the Partnership to provide on­site maintenance and administrative services. Uniprop, Inc., as property manager, has overall management authority for each Property.

ITEM 2. PROPERTIES

The Partnership purchased all nine manufactured housing communities for cash. As a result of the Mortgage Financing, seven of the nine Properties are encumbered with mortgages in the following original principal amounts:

Ardmor Village $2,930,000

Camelot Manor $3,490,000

Dutch Hills $2,580,000

El Adobe $5,530,000

Stonegate $3,015,000

Sunshine Village $4,290,000

West Valley $8,210,000

Each of the Properties is a modern manufactured housing community containing lighted and paved streets, side­by­side off­street parking and complete underground utility systems. The Properties consist of only the underlying real estate and improvements, not the actual homes themselves. In January 1990, the Partnership did begin acquiring some homes in conjunction with its home purchase/lease program for Country Roads and Paradise Village. Each of the Properties has a community center which includes offices, meeting rooms and game rooms. The Ardmor Village community includes a resident manager's apartment. Country Roads has a 1,200 square foot rental cottage. Each of the Properties, except Stonegate Manor, has a swimming pool. Several of the Properties also have laundry rooms, playground areas, garage and maintenance areas and recreational vehicle or boat storage areas.


The table below contains certain information concerning the Partnership's nine properties.

Property Name

and Location


Year Constructed

Acreage
Number

of Sites
Ardmor Village

Cedar Avenue S.

Lakeville, MN



1974


74


339
Camelot Manor

South Division

Grand Rapids, MI



1973


57


335
Country Roads

Townsend Road

Jacksonville, FL



1967


37


312
Dutch Hills

Upton Road

Haslett, MI



1975


42.8


278
El Adobe

N. Lamb Blvd.

Las Vegas, NV



1975


36


371
Paradise Village

Paradise Drive

Tampa, FL



1971


91


611
Stonegate Manor

Eaton Rapids Drive

Lansing, MI



1968


43.6


308
Sunshine Village

Southwest 5th St.

Davie, FL



1972


45


356
West Valley

W. Tropicana Ave

Las Vegas, NV



1972


53


420

ITEM 3. LEGAL PROCEEDINGS

In the opinion of the Partnership and its legal counsel, there are no material legal proceedings pending except such ordinary routine matters as are incident to the kind of business conducted by the Partnership. To the knowledge of the Partnership and its counsel, no legal proceedings have been instituted or are being contemplated by any governmental authority against the Partnership.

ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

The voting privileges of the Unit Holders and limited partners are restricted to certain matters of fundamental significance to the Partnership. The Unit Holders and Limited Partners must approve certain major decisions of the General Partner if the General Partner proposes to act without the approval of the Consultant. The Unit Holders and Limited Partners also have a right to vote upon removal and replacement of the General Partner, dissolution of the Partnership, material amendments to the partnership agreement and the sale or other disposition of all or substantially all of the Partnership's assets, except in the ordinary course of the Partnership's disposing of the Properties. Such matters must be approved by Unit Holders and Limited Partners, as a group, holding more than 50% of the then outstanding interests. There have been no matters submitted to a vote of the limited partners during the last fiscal year.